Blog

5 tips to give your skin the hydration it needs
Hair & Skin

5 tips to give your skin the hydration it needs

Irrespective of your age, your skin is always at high risk of developing dryness or flakiness caused by dehydration. Thankfully, there are more than just a dozen ways to ward off problems associated with skin hydration. For this, all you need is a good skin care regime clubbed with some healthy lifestyle habits. Read on to discover more about these tips that will let you ensure maximum skin hydration. Cleansing your face Cleansing your skin with a good face cleanser at least twice a day is the first step towards skin hydration. Remove all the dirt, impurities, and makeup products from the face using a cleanser and a cotton pad. Doing this will not only help to keep your skin clean, but it will also play an important role in natural skin hydration. Exfoliate everyday When you exfoliate your...
5 things to remember while picking a serum for your skin
Hair & Skin

5 things to remember while picking a serum for your skin

Face serums can help you stop the use of concealers for hiding pores, fine lines, and wrinkles. It is an essential part of any skin care routine as it aids with improving skin health. However, people often get confused about choosing the right product for themselves. The wrong serum can lead to the emergence of numerous skin problems and infections that may get worse with time. Thus, you need to make the right decision while choosing a serum for your skin. Factors to keep in mind while buying a skin serum There are numerous tips and factors which can help you buy the right serum for your delicate facial skin. With the right product, you can ensure that your skin stays adequately moisturized all day long. You can add it to your daily skin care routine for exfoliating dead skin cells and unl...
5 causes of oily skin
Hair & Skin

5 causes of oily skin

The sebaceous glands under the pores in our skin serve an important purpose. They produce oil which makes the skin look fresh and hydrated. However, sometimes, the glands may produce a little extra oil, and this leaves the skin looking oily. Furthermore, the oil and the dead skin cells may get trapped in pores and lead to pimples. People with oily skin will find that they go through several blotting papers throughout the day. While there’s no way to prevent oily skin, you can get rid of its harmful effects by following a careful regimen and by identifying the underlying cause. What are the causes of oily skin? Genes Sometimes, oily skin can have genetic causes. People whose parents have oily skin may also face this problem. Lack of moisturizer People often operate under the mistaken notion...
Financial issues for millennials
Dollars & Pennies

Financial issues for millennials

The generation born between the early 1980s and late 1990s is termed as millennials. As they are born at the age of the Great Recession all around the world when things went upside down, they are the unlucky ones to deal with the various problems related to finance for millennials. This generation, apart from shouldering a lot of financial burdens, is known for being the most tech-savvy generation that loves to pursue their passions and can go to any extent to fulfill their dreams. This article discusses some of the finance-related issues faced by the millennials: High debts for students' loan This is one of the notorious and costly expenses related to finance for millennials. Post-recession, college fees have increased exponentially and become out-of-reach for many, compelling the millenn...
Financial aid for exceptional students through SMART Grants
Dollars & Pennies

Financial aid for exceptional students through SMART Grants

The country has planned to extend several financial aids to meritorious students. One of those aids is the National Science and Mathematics Access to Retain Talent Grant or simply SMART Grant. The grant is accessed to students desirous of pursuing courses of Physical, Life, or computer sciences. The other subjects for which the grants are also allowed include Mathematics, Technology, Engineering, and others. Students pursuing a liberal arts program and foreign languages that are critical for national security may also be considered eligible for the availability of this loan. The emergence of SMART Grant The grant has been approved by the Congress in the year 2005 with the submission of a proposal by the Department of Education. The proposal expressed its aim to reward meritorious students ...
Factors to consider before hiring a financial advisor
Dollars & Pennies

Factors to consider before hiring a financial advisor

Financial advisors help their clients to invest, save, and grow their finances in the best possible way so as to reap benefits from them. However, when and how to choose a financial planner is something that concerns many investors. This article discusses some of the important factors that are crucial while hiring a financial advisor. Look for fiduciary planners A fiduciary financial advisor is one who has the legal obligation to give priority to the clients’ interest more than its own. They pledge to act in the best interests of the clients. Therefore, they are considered to be more ethical than professionals who are not fiduciaries. This is a very crucial distinction and one should get it in writing from the firm from which the services are being used. Check the planner’s backgro...
Benefits of hiring a financial advisor
Dollars & Pennies

Benefits of hiring a financial advisor

Almost everyone of us wishes to have a secure financial future. Dealing with everyday financial issues like paying bills, mortgages, kid’s educational expenses, house loan etc. and then looking to make savings can lead to a lot of stress. Hiring a financial advisor to look after these affairs on your behalf will surely help in reducing those stress levels. Here are some of the benefits of hiring an efficient financial planner. They bring in proactive ideas and strategies Financial advisors have more knowledge and experience regarding matters of investment. Thus, they can bring in more proactive ideas, strategies, and developments. This is the reason why financial planners charge you a good amount of money for working. Investing for a good planner might be a time-consuming task, and one mig...
Basic financial tips for first-time home buyers
Dollars & Pennies

Basic financial tips for first-time home buyers

Buying a house that feels like home is something that everyone dreams of at some point in their lives. Your own house signifies that you have accomplished a certain level of stability in life; you have full control of what goes inside and around your house. In a rented facility, for instance, you hardly have any control over several factors – you probably would not be able to make wishful alterations to the interiors without the prior approval of the owner. Also, when you own a house, there will not be a dangling burden of rent over your head every month. However difficult the process might be, possessing financial skills for home buying smoothen the process of buying a house. Before you delve into the technicalities of finances required for buying a home, here are some basics financial sk...
Basic financial skills to master
Dollars & Pennies

Basic financial skills to master

Irrespective of whether you are a homemaker, a college graduate, or a working professional, it is important that you learn certain basic financial skills. Managing your finances is not difficult, but if not dealt with a certain level of expertise and knowledge, you would experience a shortage of cash flow, causing a dip in your savings. Additionally, developing certain skills will help you in the future.  Differentiate between your wants and your needs Prioritizing wants and needs is one of the most important financial skills. You only need an item, if it is essential for your daily operations. Therefore, you probably do not have a choice but to purchase it. On the other hand, your want arises out of the need for adulation. It is not to say that you should not cater to your desires or...
6 common financial mistakes people make
Dollars & Pennies

6 common financial mistakes people make

There are some financial mistakes people commit unknowingly. By the time they realize what has gone wrong, it could be too late. The article presents six of these common mistakes. Reckless spending When one has a credit card with a fairly large spending limit, one tends to spend recklessly without worrying about how they will pay the bill. Spending more than what one can afford and excessive spending for frivolous reasons is one of the major financial mistakes people commit. They then only pay the minimum dues leading to a situation where they pay high interests. If not stopped, this can go out of control and ruin one’s financial future. Too much of debt One of the common financial mistakes people make is getting into debt. When one takes too many loans, it creates a situation where the mo...